The 65/20 exemption · 20 questions

You still take the civics test, but only from these 20 questions, and you may answer in Finnish — you may bring an interpreter. You are also exempt from the English reading, writing and speaking tests.

You must meet both conditions on the day you file Form N-400: 65 or older, and 20 years as a permanent resident. This is often written “65/20”. A separate rule (“50/20” and “55/15”) exempts you from the English test only — you would still study all 128 civics questions.

Bring evidence of your permanent-resident date. The officer confirms eligibility from your record; you do not apply for the exemption separately.